Identify Mule Accounts & Transaction Laundering Risks Before They Impact Your Ecosystem
Identification of banking accounts and suspicious fund flows operating across betting, gambling, and illegal platforms through Indian payment instruments. Our solution identifies such accounts/transactions and serves as a heads-up to initiate action against the same.
How Money Moves Through Mule Accounts
Step 1
User Lands on Illegal Platform
Betting,
gaming or pornographic sites & apps
Step 2
Illegal Transaction via Indian Instruments
UPI, Debit/Credit Cards, Net Banking transfers
Step 3
Funds Routed to Frontline Businesses
Money enters accounts of individuals & companies
Step 4
Transferred to International Accounts
Funds exit India, untraceable without intervention
Six Steps to Proactive Transaction Laundering Detection
By identifying UPI IDs, card details, and bank transfer details from suspected betting and gambling websites, our Mule Account Detection solution enables banks to trace and block mule accounts before funds move.
Identification & Aggregation
Aggregation of suspected merchant websites, hidden sites & shadow URLs categorized as betting, gaming, pharma, or adult content.
Registration
The solution registers as a merchant user on each website to gain access to UPI IDs, Debit/Credit Cards, and Net banking transfer details.
Web Crawling
Automated bots with configurable crawl frequency continuously detect & identify payment identifiers from UPI IDs, card numbers, and Net banking.
Reporting
Identified UPI IDs, Debit/Credit Cards, Net banking & bank transfer details are shared with the respective banks for investigation.
Investigation
Banks identify account holders linked to these details and trace the full chain of funds transfer across the network.
Action
Accounts confirmed as involved in transaction laundering are blocked stopping the money flow at the source.
Key Capabilities
Deep Web & Shadow Site Coverage
Aggregates and monitors hidden websites, mirror domains, and shadow platforms that evade conventional detection giving complete coverage across the ecosystem.
Real-Time Crawling at Scale
Configurable bot frequency means the solution continuously crawls thousands of websites in parallel, surfacing new UPI IDs, card numbers, and bank transfer identifiers as they appear.
Bank-Ready Intelligence Reports
Every detected identifier is packaged into structured, bank-ready reports. Compliance teams receive clean, actionable data no manual wrangling, no ambiguity, no delay.
How Banks Can Proactively Stop Transaction Laundering
Once the Mule Account Detection solution delivers intelligence, banks have a clear, structured action path from detection to blacklisting in five steps.
Receive Payment Identifiers
UPI IDs, Debit/Credit Card numbers, Net banking and bank transfer details are shared with the bank by the Mule Account Detection solution.
Link to Bank Accounts
The bank maps these details to the respective account holders in its own systems.
Verify Transaction History
The full transaction history of the flagged accounts is audited to confirm suspicious fund movement patterns.
Identify Overseas Transfers
Suspected accounts transferring funds to international destinations are flagged for priority action.
Blacklist & Monitor
Defaulter accounts are blacklisted. Transaction laundering is proactively monitored and stopped at the account level
Protect Your Financial Institution from Mule Networks
Our Mule Account Detection solution gives your compliance and fraud teams the intelligence to act before funds leave the country. RBI's framework demands it; we make it achievable.